September is National Pet Health Insurance Month + Giveaway (Closed)

As if you couldn’t tell by my title, September is National Pet Health Insurance Month.  This is actually the second annual celebration of pet health insurance month in the United States as pet insurance is becoming more and more popular. If you are one of the nation’s 70 million pet owners, you know that your pet is an important part of the family.  It’s not like when I was growing up and the dogs stayed outside and weren’t allowed in the house. My little dachshund is a spoiled little guy and we wouldn’t have it any other way.

So, what happens when your pet gets sick or injured?  I’m sure many of us would spend whatever it took to make sure our little furry friends were taken care of even if it meant shelling out some major cash.  Thankfully, my little guy hasn’t had any major illnesses but just normal check-ups and vaccinations can pretty much break the bank.  To help offset some of these costs, more pet owners than ever are are signing up for pet health insurance plans. Not sure where to get pet health insurance? Kroger offers pet health insurance through PetFirst Healthcare and can save pet owners up to 90 percent on their bill.

If you’ve never considered pet health insurance for your furry friend, now is probably as good a time as ever.  Here are some tips to keep in mind as you’re considering your pet health insurance policy.

Get the coverage you want. Take the time to review what policies are available. Some carriers, like Kroger and PetFirst Healthcare, offer accident-only coverage, which pet owners may find more attractive than a premium coverage plan which costs more per month. Pet owners should examine how much they’re willing to spend on the monthly premium and match that with the benefits of each plan.

Buy early. Most, if not all pet insurance providers will refuse a pet with a pre-existing condition. Just like in humans, a pre-existing condition means the pet was diagnosed with an illness or disease prior to seeking pet insurance. It’s best to seek coverage from Day 1 to avoid the possibility of a pre-existing condition.

Know your coverage. Not all treatments will be covered, and what’s covered varies from policy to policy. Because pet owners pay out-of-pocket and then file a claim for reimbursement, some pet owners may not know a treatment isn’t covered until their claim is denied. Avoid that scenario by knowing the coverage benefits before walking into a vet’s clinic.

I know economic times are hard for pretty much everyone right now and thinking about a health insurance policy for your pet is an extra added expense.  But, Kroger and PetFirst Healthcare have options for pretty much every budget like the accident-only pet insurance.

Giveaway:

One (1) winner will receive a $20 Kroger Gift Card!

How to Enter:

Simply visit Kroger Pet Insurance and leave me a comment below letting me know which type of policy you think would be best for your furry friend!

Extra Entries Available:

After you have completed the first entry, you are eligible for additional entries. Make sure you leave a separate comment for EACH entry. Each counts as one extra entry unless noted otherwise.

• Blog about this giveaway with a link back to Simply Being Mommy (www.simplybeingmommy.com). Leave the URL to your blog post in the comment. {5 extra entries}
• Subscribe to Simply Being Mommy by reader or email.
• Leave me a new comment on a non-giveaway post and then let me know where you commented. {up to 10 extra entries; 1 entry per comment}
• “Like” Simply Being Mommy on Facebook.
• Follow Simply Being Mommy and Kroger’s Pet Health on Twitter AND Tweet about the giveaway. Leave the URL to the Tweet in your comment. You can tweet once a day, but remember to leave the URL to each tweet. You must have at least 50 followers for this extra entry. You can tweet ” Enter to win a $20 Kroger Gift Card from @simplybeingmom and @PetsofHealth and learn more about pet health insurance. http://bit.ly/aP0Z43 #giveaway “
• Stumble this post (not the site) and leave me your StumbleUpon Name in your comment.
• Add the Simply Being Mommy button to your sidebar. (Let me know where I can find it in your comment.)

This giveaway will end on September 30th at 10:00 PM Central time. Winner will be chosen via a random number generator. Giveaway is open to US entries. The winner must contact me in 48 hours to claim their prize. Good luck to everyone!

The views and opinions expressed on this blog are purely that of the blog owners. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider. Kroger provided me with a $20 gift card from its One-Stop Gift Card Shop so that I could select my pet-related products at Kroger, as well as a gift card for one of my readers so they could do the same.