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September is National Pet Health Insurance Month + Giveaway (Closed)

As if you couldn’t tell by my title, September is National Pet Health Insurance Month.  This is actually the second annual celebration of pet health insurance month in the United States as pet insurance is becoming more and more popular. If you are one of the nation’s 70 million pet owners, you know that your pet is an important part of the family.  It’s not like when I was growing up and the dogs stayed outside and weren’t allowed in the house. My little dachshund is a spoiled little guy and we wouldn’t have it any other way.

So, what happens when your pet gets sick or injured?  I’m sure many of us would spend whatever it took to make sure our little furry friends were taken care of even if it meant shelling out some major cash.  Thankfully, my little guy hasn’t had any major illnesses but just normal check-ups and vaccinations can pretty much break the bank.  To help offset some of these costs, more pet owners than ever are are signing up for pet health insurance plans. Not sure where to get pet health insurance? Kroger offers pet health insurance through PetFirst Healthcare and can save pet owners up to 90 percent on their bill.

If you’ve never considered pet health insurance for your furry friend, now is probably as good a time as ever.  Here are some tips to keep in mind as you’re considering your pet health insurance policy.

Get the coverage you want. Take the time to review what policies are available. Some carriers, like Kroger and PetFirst Healthcare, offer accident-only coverage, which pet owners may find more attractive than a premium coverage plan which costs more per month. Pet owners should examine how much they’re willing to spend on the monthly premium and match that with the benefits of each plan.

Buy early. Most, if not all pet insurance providers will refuse a pet with a pre-existing condition. Just like in humans, a pre-existing condition means the pet was diagnosed with an illness or disease prior to seeking pet insurance. It’s best to seek coverage from Day 1 to avoid the possibility of a pre-existing condition.

Know your coverage. Not all treatments will be covered, and what’s covered varies from policy to policy. Because pet owners pay out-of-pocket and then file a claim for reimbursement, some pet owners may not know a treatment isn’t covered until their claim is denied. Avoid that scenario by knowing the coverage benefits before walking into a vet’s clinic.

I know economic times are hard for pretty much everyone right now and thinking about a health insurance policy for your pet is an extra added expense.  But, Kroger and PetFirst Healthcare have options for pretty much every budget like the accident-only pet insurance.


One (1) winner will receive a $20 Kroger Gift Card!

How to Enter:

Simply visit Kroger Pet Insurance and leave me a comment below letting me know which type of policy you think would be best for your furry friend!

Extra Entries Available:

After you have completed the first entry, you are eligible for additional entries. Make sure you leave a separate comment for EACH entry. Each counts as one extra entry unless noted otherwise.

  • Blog about this giveaway with a link back to Simply Being Mommy (www.simplybeingmommy.com). Leave the URL to your blog post in the comment. {5 extra entries}
  • Subscribe to Simply Being Mommy by reader or email.
  • Leave me a new comment on a non-giveaway post and then let me know where you commented. {up to 10 extra entries; 1 entry per comment}
  • “Like” Simply Being Mommy on Facebook.
  • Follow Simply Being Mommy and Kroger’s Pet Health on Twitter AND Tweet about the giveaway. Leave the URL to the Tweet in your comment. You can tweet once a day, but remember to leave the URL to each tweet. You must have at least 50 followers for this extra entry. You can tweet ” Enter to win a $20 Kroger Gift Card from @simplybeingmom and @PetsofHealth and learn more about pet health insurance. http://bit.ly/aP0Z43 #giveaway “
  • Stumble this post (not the site) and leave me your StumbleUpon Name in your comment.
  • Add the Simply Being Mommy button to your sidebar. (Let me know where I can find it in your comment.)
This giveaway will end on September 30th at 10:00 PM Central time. Winner will be chosen via a random number generator. Giveaway is open to US entries. The winner must contact me in 48 hours to claim their prize. Good luck to everyone!

The views and opinions expressed on this blog are purely that of the blog owners. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider. Kroger provided me with a $20 gift card from its One-Stop Gift Card Shop so that I could select my pet-related products at Kroger, as well as a gift card for one of my readers so they could do the same.
About Crystal

Crystal Reagan, the owner and founder of SimplyBeingMommy.com lives in Small Town, Texas with her husband and 3 children. Crystal and her website have been featured on local and national news stations including Channel 2 Houston and ABC News. She has also appeared on BetterTV as a Mommy Expert for VTech.


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    senior comprehensive dog insurance plan.

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    I think the accident pet insurance plan is best for my puppy.

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    I “like” Simply Being Mommy on Facebook – my FB name is Amanda Moore

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    I follow both of you on Twitter and tweeted: http://twitter.com/AmberGoo/status/23874829631

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    Joy Bennett says:

    pet insurance preferred plan sounds good

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    We have adult dogs so the pet health insurance plan would be best

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    your email subscriber

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    Rebecca Graham says:

    I have an older cat so the Pet health insurance plan.

  10. 10
    Rebecca Graham says:

    Follow you on Twitter; rhoneygee
    Tweeted: http://twitter.com/rhoneygee/status/23893411013

    rhoneygtn at yahoo dot com

  11. 11
    Adrienne Gordon says:

    Pet insurance preferred would be best.

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    Pet health insurance plan

  13. 13
    beth shepherd says:

    I like the pet insurance for dogs accident plan would be something I could use
    Thank you

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    beth shepherd says:

    I like on fb
    Thank you

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    beth shepherd says:
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    Pansy the Pug could really use the Accident pet insurance plan.

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    My cat is older so the “Senior Comprehensive Pet Insurance Plan” would be best

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    The basic plan would be best for my dog

    lkish77123 at gmail dot com

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    I am an Email subscriber

    lkish77123 at gmail dot com

  20. 20

    I would like the senior comprehensive for cats.

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    I am a email subscriber.

  22. 22

    The value would be best around here- we have 3 dogs and a cat!

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    E-mail subscriber

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    I like you on facebook

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    the accident pet insurance plan would be best

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    subscribe to email

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    like you on Fb Jennifer bee

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    I think the value plan would be good for our dog.
    ljatwood at gmail dot com

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    Subscribe to Simply Being Mommy by email
    ljatwood at gmail dot com

  31. 31

    “Like” Simply Being Mommy on Facebook
    ljatwood at gmail dot com

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    Follow Simply Being Mommy and Kroger’s Pet Health on Twitter AND Tweeted
    ljatwood at gmail dot com

  33. 33

    Stumbled (ljatwood)
    ljatwood at gmail dot com

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    I think the Value Plan would be best for my pet.

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    Sarah Hirsch says:

    i don’t have a pet so none of the above, but I think pet insurance is a great idea (vet bills can get quite costly) and i love to shop at krogers

  36. 36
    Sarah Hirsch says:

    i like sbm on fb

  37. 37

    I think that the pet health insurance plan would be best.

  38. 38
    Sharon Harmon says:

    My fuzzy furry feline needs the senior core cat insurance plan.

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    Sharon Harmon says:

    “Liked” Simply Being Mommy on Facebook.

  40. 40

    The Basic plan for cats would be best for me.

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    Like you on fb (Cynthia Conley)

  42. 42
    Fawn Hammons says:

    The Senior Core Plan for Cats is what I would choose. All 4 of my cats are over 10.

  43. 43
    Fawn Hammons says:

    I am an email subscriber

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    Fawn Hammons says:

    Like Simply Being Mommy of Facebook

  45. 45

    I think the basic policy would suffice.

  46. 46
    Monique Rizzo says:

    I think the Accidental plan would be best.
    Thanks for the chance.

  47. 47

    The senior comprehensive plan for cats would be my pick.
    hmcnaron at gmail

  48. 48
    Nicole Greene says:

    The Preferred Pet Insurance Plan would be the best for our puggle!

  49. 49
    Nicole Greene says:

    I subscribe via email

  50. 50
    Nicole Greene says:

    I “LIKE” you on Facebook (Nicole Pitts)

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    Nicole Greene says:

    I follow both on Twitter @pittsy82 and tweeted http://twitter.com/pittsy82/status/24070869630

  52. 52

    I think the accident plan would be best.


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    Email subscriber


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    Facebook fan


  55. 55

    senior comprehensive dog insurance plan for my doggie!

    lexistar99 at yahoo dot com

  56. 56

    I commented on “You Can Save and Make Money with Friday Frenzy”

    lexistar99 at yahoo dot com

  57. 57

    I commented on your GiftZip.com post. Thanks for posting and telling us about it.

    lexistar99 at yahoo dot com

  58. 58

    I commented on your 9/11 post. Thank you

    lexistar99 at yahoo dot com

  59. 59

    I commented on Wordless Wednesday

    lexistar99 at yahoo dot com

  60. 60

    I commented on Giveaways Galore + Link Your Giveaways. I think it’s great that you give us more chances to win from others.

    lexistar99 at yahoo dot com

  61. 61

    I commented on Welcoming the New Contributor – Alesha

    lexistar99 at yahoo dot com

  62. 62

    the accident pet insurance plan would be great for my dog 🙂

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    subscribe via e-mail 🙂

  64. 64

    “Like” Simply Being Mommy on FB 🙂

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    Jennifer Short says:

    They don’t have a plan that would work for my pet since I have guinea pigs.

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    Nicole Greene says:
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    The preferred plan is what my pets would need.

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    I grabed ur button

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    The value plan would be best for our pets!

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    email subscriber

  72. 72

    I LIKE Smply Being Mommy on FB as shelly leatham

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    follow on twitter & tweeted

  74. 74

    stumbled as allysmama

  75. 75

    your button is on my sidebar

  76. 76

    I love my dog, but with the way things are, I’m doing good to have insurance on my family and me. So, I can’t hardly think about which would be best for my dog. 🙂 (Can I still enter this giveaway?)

  77. 77

    I’m subscribed to Simply Being Mommy.

  78. 78

    I ‘like’ you on Facebook.

  79. 79

    I have your button on my sidebar. They’re alphabetized by site name…

  80. 80
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    The Basic plan is what we would need for our dog.
    Thanks for the chance to win!

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    I’m an email subscriber.

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    Shelley Mitchell says:

    I guess the pet insurance preferred plan would be the best for us.

    msjem2001 at yahoo dot com

  84. 84

    The The pet insurance preferred plan

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    email subscriber

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    “Like” Simply Being Mommy on Facebook.

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    Nicole Greene says:
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    9/13 tweet

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    Nicole Greene says:
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    daily tweeet

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    The cat accident coverage.
    Thanks for the contest.

  99. 99
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    subscribe RSS

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    FB like you: Slehan

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    stumbled: slehan

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    9/15 tweet

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    9/16 tweet

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    I would need the Senior Comprehensive for my two elderly dogs.

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    daily tweet 9/17
    ljatwood at gmail dot com

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    9/17 tweet

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    Nicole Greene says:
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    the pet insurance preferred plan would be the best.

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    email subscriber

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    9/18 tweet

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    i think with my cats would be good to have the Value Pet Insurance Plan

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    email subscriber

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    twitter follower of both, @carafferty and tweet http://twitter.com/carafferty/status/24969793309

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    “Button placed on my blogs sidebar

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    Brandy Byrne says:

    I would pick the Value Plan for my 2 doggies.

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    Brandy Byrne says:

    Subscribe via Google Reader

  131. 131
    Brandy Byrne says:

    “Like” Simply Being Mommy on Facebook

    Brandy B

  132. 132
    Brandy Byrne says:

    Follow you both on Twitter

    tweet: https://twitter.com/mrssquigg/status/24970035523

  133. 133
    Nicole Greene says:
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    9/19 tweet

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    Senior Core Pet Insurance Plan for cats would be perfect for my cat, Rose.

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    Nicole Greene says:
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    9/20 tweet

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    Stephanie Coldwell says:

    I would choose the value plan for WallE!

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    Stephanie Coldwell says:

    I’m a facebook liker of Simply Being Mommy!

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    Lawanna Horton says:

    The 2 pet family Value Dog Insurance for Accidents and Illnesses.

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    daily tweet 9/21
    ljatwood at gmail dot com

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    9/21 tweet

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    I think the accident pet insurance plan would be the best fit.

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    pet insurance preferred plan

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    Nicole Greene says:
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    The Pet Health Insurance Plan.

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    9/22 tweet

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    I think we would get the “Basic” policy for our 2 dogs.

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    Nicole Greene says:
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    9/23 tweet

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    The Pet Insurance Accident and Value plan looks right.

    nblexp at gmail dot com

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    I would pick the Accident Pet Insurance for my pets.

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    Email subscriber

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    Nicole Greene says:
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    The pet insurance preferred plan might be best for us.

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    victoria lester says:

    I think the value plan would work best for me for $19.95 a month for my dog.

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    victoria lester says:

    I subscribed via email

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    victoria lester says:

    I LIKE you on facebook – I’m victoria lester on fb

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    Nicole Greene says:
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    9/25 tweet

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    Janna Johnson says:

    we need the accidental

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    Nicole Greene says:
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    9/26 tweet

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    As the girls are older, senior comprehensive would be our choice.

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    Nicole Greene says:
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    accident pet insurance plan

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    Google RSS subscriber

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    Facebook fan

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    probably the preferred plan for our cat

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    daily tweet 9/27
    ljatwood at gmail dot com

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    9/27 tweet

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    The budget “accident-only” pet insurance plan

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    Renski P “Likes” Simply Being Mommy on Facebook.

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    The accidental would be best

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    pet health insurance plan would be best for us

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    I think accident only coverage would be best for us.

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    The value plan!

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    I am subscribed

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    The cat insurance would be perfect for us

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    Angela Winesburg says:

    I think that the value plan would best fit our needs, thanks!

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    Brandy Byrne says:
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    Brandy Byrne says:

    Daily tweet: https://twitter.com/mrssquigg/status/25933990201


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    daily tweet 9/29
    ljatwood at gmail dot com

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    I think the Value Plan would work for us.

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    9/29 tweet

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    I would say the VALUE PLAN
    digicat {AT} sbcglobal {DOT} net

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    I subscribe to your newsletter updates by e-mail
    digicat {AT} sbcglobal {DOT} net

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    I like you on Facebook
    Carol Anderson with the following e-mail address:
    digicats {AT} sbcglobal {DOT} net

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    I posted your button on my Blog
    digicat {AT} sbcglobal {DOT} net

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    I posted this giveaway on my Blog #1
    digicat {AT} sbcglobal {DOT} net

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    I posted this giveaway on my Blog #2
    digicat {AT} sbcglobal {DOT} net

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    I posted this giveaway on my Blog #3
    digicat {AT} sbcglobal {DOT} net

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    I posted this giveaway on my Blog #4
    digicat {AT} sbcglobal {DOT} net

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    I posted this giveaway on my Blog #5
    digicat {AT} sbcglobal {DOT} net

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    Trisha Dowling says:

    accident coverage

  224. 224
    Trisha Dowling says:

    i like you on fb!!!

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    The Value plan would be best for us.

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    barbara wright says:

    I think the The Basic pet insurance plan would be best for us

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    barbara wright says:

    I subscribe with google reader

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    barbara wright says:

    I like you on facebook – barbara wright

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    barbara wright says:

    I follow both of you on twitter and tweeted as much as I could of your msg since it was over the limit: http://twitter.com/bsw529/status/25996901361

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    I like the accident plan, but wow I think any of them would be beneficial with the high costs of vet care.

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    Deborah Wellenstein says:

    I think the accident plan would be best for the cat. Thanks!

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    Nicole Greene says:
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    I think the Prefered Dog would be what we would need

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    preferred plan

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    My cat is 14 years old so I think I’d need the Senior cat care policy.

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    Subscribed via google reader. Thanks.

  237. 237

    The Preferred Plan looks good.

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    I’m subscribed to your RSS feed in my Google Reader.

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    I like you on Facebook.

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    The comprehensive senior plan would be good, but it looks like if your pet has a pre-existing condition, insurance will not deal with that particular condition.

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    I subscribe.

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    I stumbled this post (LuckyDuckyPeep)

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    I am a fb fan (Mari Doug)

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    email subscriber

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    I think the Preferred Plan looks good. I had a Bichon Frise who was diabetic. We dropped $25K in medical expenses, insulin supplies, etc. over the span of his illness. Sure wish I had pet insurance then.

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    I like you on Facebook as Em Bez.

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    daily tweet 9/30
    ljatwood at gmail dot com

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    I would definitely use insurance for my dogs and my cats!

    trippyjanet at hotmail dot com

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    Thanks for the giveaway…I think the Value Plan fits our dogs needs !

    senorpiero [at] yahoo [dot] com

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    …email subscriber.

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    Following BOTH via Twitter: @brianpiero

    Tweeted: http://twitter.com/#!/brianpiero/status/26034002554

    senorpiero [at] yahoo [dot] com

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